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Thread: SSL Certificates - Whats what?

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    Senior Member urban_s0ulja's Avatar
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    Default SSL Certificates - Whats what?

    Hi guys,

    Working on a new website at the moment and i need to process credit cards on site so i am trying to get a secure e-commerce website running.

    Now ive seen a few different SSL certificates being offers from free to a few grand. All of these feature "256bit encryption".

    What else differentiates the price so much?

    Any recommendations / suggestions?

    Thanks in advance.



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    Senior Member autotuner's Avatar
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    Really just the level of "trust" and the financial guarantee behind it.
    You can do a self signed cert, which will give you the encryption, but nobody will know about it and will be prompted with "unable to be verified" so it is really only any use if the person connecting knows you you and trusts you already.

    Also there are certs for different functions and requirements.

    To get a recognised cert for financial transactions, you really need a known player.
    Verisign is prob the best known root provider, but is $$.
    I have used Thawte, and more recently Comodo.

    Saying that, there are companies which will do all the payment processing work for you...
    I'd rather have a bottle in front of me than a frontal lobotomy...

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    use the credit card through paypal thingy
    that way its not your problem, its paypals

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    Senior Member urban_s0ulja's Avatar
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    Want to ditch paypal.

    Too expensive + leaves you vulnerable as a seller.

    Had a few dickheads do the "item not received" paypal dispute thing as well, even though clearly they received it. (tracking # proves delivery).

    They can do charge backs on credit cards but its a bit more effort than just "raising a dispute" with paypal. So hopefully its less likely.

    This was recommended on another forum;


    But they want ALOT of info for extended validation SSL and from what i can see they are based in Israel so i dont know if its a good idea or not. (Prefer deal with a local / US company)
    Last edited by urban_s0ulja; 11-11-10 at 12:31 PM.

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    Senior Member autotuner's Avatar
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    Never heard of them, but Israel seems to feature in a lot of Security products, including some I have used, so I wouldn't worry about that.
    And yes, the higher the level of Cert you want the more info and proof of identity / company etc. they will want.
    The pricing seems pretty good. Have a look at the fine print before signing up.
    I'd rather have a bottle in front of me than a frontal lobotomy...

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    The cost of SSL certificates is related to the level of verification when you request it.

    Cheaper low validation certifications from the likes of Godaddy and Starfield are great for use in mail servers particularly for SAN type certificates and are issued with little more validation than an email response from the domain owner.

    If you're doing ecommerce where a high level of trust is needed you need a fully validated certificate. Some credit card providers like Visa actually scan payment gateways and will notify you of vulnerabilities and give you a time frame to correct the problems or they will block your service.

    A full validation SSL certificate involves checking company registration and address details plus ownership of the domain involved and takes a few days normally the low validation certificates are issued with in the hour in most cases.

    You could use Austpost and I think Google offer a payment gateway also without the PayPal problems.





    Google looks a little expensive but most banks are going to charge similar or more perhaps to handle your gateway.
    Last edited by SystemRat; 11-11-10 at 03:34 PM.

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    I must admit in the last 6 months or so i have seen more and more aussie sites using the aussie post payment
    dont say linux if i wanted it id install it

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    makes paypal look cheap?

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    Member Toohey's Avatar
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    urban have a look at EWay.

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    Quote Originally Posted by urban_s0ulja View Post
    Want to ditch paypal.

    Too expensive + leaves you vulnerable as a seller.

    Had a few dickheads do the "item not received" paypal dispute thing as well, even though clearly they received it. (tracking # proves delivery).
    If you have proof of delivery they dont have a leg to stand on.

    They can do charge backs on credit cards but its a bit more effort than just "raising a dispute" with paypal. So hopefully its less likely.
    I reckon its actually easier. You just have to pick up the phone V's an online complaint.

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    A family friend runs ezimerchant, speak to Achim about a solution. With ezimerchant, you can run a more cost effective ecommerce wesite. Works out to be cheaper than fleabay with PP.
    Last edited by intelliGEORGE; 13-11-10 at 11:16 PM.

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