Identity Theft

[admin]

Just curious whether anyone has had their identity stolen or knows someone who has. Apparently it is happening a lot (probably due to social media...you can find a persons life on there these days) and can really fark your life up.

Anyone ?

[ol' boy]

Yes, my missus used my tablet, which was signed into eBay.
The bitch did all these searches for double ended dildos!

Now i get all these emails from eBay about products i might be interested in!!

True story (she thought it was a right laugh), but it does highlight just how easy things can go wrong.
I know admin means more serious Identity Theft like Bank Accounts, Loan Applications, Power Bills etc...

[admin]

LOL, yeah, I did mean the more serious ones

But you could come undone in the same way, for example by forgetting to log out of a public computer if you used one.

I occasionally use my local RSL's computers and people just dont log out. You could really do some damage if you were a crook.

[jwoegerbauer]

Don't believe I've to fear identity theft, this because in addition to the always mandatory anit-virus and anti-malware programs I've running the free-of-charge software too. IBM Security Trusteer Rapport (aka Trusteer Endpoint Protection) prevents banking trojans such as ZeuS, SpyEye, Silon, Torpig and other financial malware from grabbing your login credentials and robbing your online bank account, or stealing your identity from other websites. It also provides protection from keylogging, screen grabbing and phishing. You can specify up to 100 web sites to protect.


Rapport protects your personal data by creating a secure tunnel between your browser and your bank (or the website you are logging in to) and so it keeps you safe from Man-in-the-Browser (MITB) malware and Man-in-the-Middle (MITM) attacks. All browsers are checked for unauthorized modifications before launching to prevent malware infections and information theft. Trusteer Rapport also secures browsers' memory to avoid malicious code injection. Furthermore, it is well capable of removing financial malware all by itself - but do not ditch your anti-virus and anti-malware programs, for Rapport detects and kills only certain types of malware.

Keylogging protection is provided by encrypting all keystrokes before they reach your web browser.

If you enter a protected user name/password combination on an unknown page, Rapport will pop up a warning that asks to verify you are on the correct site. This way, phishing your Twitter user name and password on itwittier.com or twiitter.com is prevented.

[Tiny]

All the security in the world cannot make you immune from identity theft, every time you open an account or hire a car they have all the data they need to sell to someone for identity theft.
Just one unscrupulous employee is all it takes.
I got done 6 years ago after a trip to Sydney, the only place that got enough info was the hire car place at the airport.

Now this person who stole or bought my identity set up accounts in my name, address & credit card number; with his mobile phone number attached. The accounts were with news papers to sell a caravan of all things. He billed up $1500 in adds before I noticed the transactions & had the card stopped.

I'll quote the rest of my story from a previous thread on this for sake of not typing the whole lot again.

I had my credit card identity compromised 5 years ago, when I reported it to ANZ Visa accounts they transferred me straight thru to the Visa Fraud Division who cancelled the card immediately while I was on the phone, issued a new card with a different account number that I received in the mail 3 days later.

In the mean time, they emailed me a special form, got me to fill out the form detailing all the fraudulent transactions, I faxed that to them & they reversed the transactions within a week. So I received all my fraudulently spent funds back.
As one of the large transactions was made to a New Zealand Co, it was an international transaction too, yet it was reversed same as the rest, including the foreign currency conversion fee.
That's the rules of credit cards, it is the duty of the Vendor to correctly establish the identity of the credit card user.

I'm surprised your bank didn't do the same.

That's where the Bank stops & the fun begins.
The entities who had the transactions reversed from them, started sending me overdue account letters, to which I replied & explained the above, then one of them put the debt in the hands of a debt collector who threatened me with legal action.
I contacted Legal Aid in my state by phone & received advice for free, that I was in the right & had no obligation to pay the debts, just to make sure I responded in writing to all communication from anyone seeking debt collection & to deny taking part in any of the transactions & that I had received Legal advice that I was not obliged to pay them, as above. Also to keep copy's of any correspondence in case it went to court.
They backed off immediately.

That was all over & done about 3 or 4 years ago now.

I have recently received a letter asking me to contact someone by phone regarding something private & confidential, no other details or identification of who they are or what they want; I Googled the phone number & it was a legal firm specialising in, you guessed it, debt collection. Not the same one as above.
Since there was no substance to the letter I have ignored it until they give me something I need to reply to with my standard response.

Hope that helps, just my experience.

Source;

Follow up is that nothing more came of that last debt collection phishing letter.
I never heard from the bank or fraud squad if they caught the guy or not.
Main thing is all it cost me was some time.
The legal aid person I spoke to said that this was more common that most people are aware of!!

[porkop]

I used to be Tony Abbott.....well, we can see what happens when one's identity gets stolen!!!

[gordon_s1942]

Yes, my missus used my tablet, which was signed into eBay.
The bitch did all these searches for double ended dildos!

Now i get all these emails from eBay about products i might be interested in!!

True story (she thought it was a right laugh), but it does highlight just how easy things can go wrong.
I know admin means more serious Identity Theft like Bank Accounts, Loan Applications, Power Bills etc...

While I pity or Envy (please yourself) Oceanboys experience, one place to get stuck with similar crap is to do an online survey which I stupidly began to do until after answering the almost identical question for the 5th time, I deleted the survey but not before giving an email address which had already received at least 5 offers even before I terminated the incomplete survey.
I managed to 'Unsubscribe' to them and have had no more offers since but I did get 2 telephone calls about offers and the callers in both cases were not happy when I told them I wasnt interested in their products.
As I never got to the end of the survey, it may have well asked me for some personal details so I could be paid for participating in these offers and surveys and depending on how secure their system is or if they 'OnSell' such information to others, could soon see your details spread all over the Internet.

[BillyGoat]

Yes, my missus used my tablet, which was signed into eBay.
The bitch did all these searches for double ended dildos!

Now i get all these emails from eBay about products i might be interested in!!

True story (she thought it was a right laugh), but it does highlight just how easy things can go wrong.
I know admin means more serious Identity Theft like Bank Accounts, Loan Applications, Power Bills etc...

So did she find what she was looking for?

[ol' boy]

So did she find what she was looking for?

Now thats a good question, i'll go ask!

[weirdo]

Now thats a good question, i'll go ask!

if she just makes a gurgling sound just let her be

[ol' boy]

Just happened to my Cousin.

She has an account with Commonwealth Bank
She also has an account for her 15month old daughter at Commonwealth Bank.
She uses NetBank
She has a Credit Card
She doesn't have PayPal

Scammers did the following.

Got her log in details from Key Stroke software on her Android Phone (which she uses for banking)
They then transfered money from her child's Commonwealth account to her Credit Card
They then opened a up a PayPal account in their name (fake name that was similar to her name)
2 deposits of 17 cents were found in her child's Commonwealth Bank Account (PayPal generated)
They then made purchases with the fake PayPal account using the Credit Card as a payment option.

Commbank only just froze her accounts today and acknowledge it was scammers.

Be Careful people.
Personally, i'd NEVER use my phone for banking, ever.
But i do have eBay and PayPal on it, so maybe that almost as bad.

[Philquad]

my mum has a physical device that commbank send a code to for every transaction

[jwoegerbauer]

For a few dollars everyone can build a so-called 'Portable Fake Cellphone Tower' to intercept phone calls: requires only a laptop with 2 dongles plugged into, that triggers every phone in the nearby area. Such a 'Portable Fake Cellphone Tower' is spying on all the information we send and receive, including all the calls we engage in.

Read also here:

[ol' boy]

my mum has a physical device that commbank send a code to for every transaction

Yeah, i have seen them.
I have an account at both banks, i don't have that code thingy, for either bank.

[Au_radio]

.

[Au_radio]

For a few dollars everyone can build a so-called 'Portable Fake Cellphone Tower' to intercept phone calls: requires only a laptop with 2 dongles plugged into, that triggers every phone in the nearby area. Such a 'Portable Fake Cellphone Tower' is spying on all the information we send and receive, including all the calls we engage in.

Read also here:

One word "Stingray"

it's been rumored au police/Feds are using them now in Australia , it's usage conditions are strict and almost "top secret " no one in AU is allowed to mention them .

[lsemmens]

Thanks for that info, AU_Radio, now that you've "mentioned it", if you suddenly disappear, we'll know what happened.

[Philquad]

heres the little sucker
im not fussed on it, too much drama
but im a peso bastard anyway

[admin]

heres the little sucker
im not fussed on it, too much drama
but im a peso bastard anyway

I also use one and have for a few years now.

I originally got one because I had bad mobile coverage and the code was turning up late.

Now its just as easy as a phone, chuck it on your car keys (it has a key ring attachment)